ANSWERS: 7
  • Yes. The rules of engagement state that the home team calls the rules. If you are driving in Minnesota, you have to follow Missesota law. Generally, state governments hold that "ignorance of the law is no excuse." You need to be aware of, and follow, the laws that are in place wherever you are. I would check the specific citation on your ticket. In some states, it is a violation if you don't have proof of insurance in the car at all times. In other states, they will also charge you with driving without any insurance, so it counts as two tickets. In these states, you can get one of the two counts dismissed if you provide proof of insurance before the court date.
  • No. For example, I am a resident on Wisconsin and I was pulled over in Illinois. The officer asked for my drivers license, vehicle registration and he said to me..."I see that you are from Wisconsin which is a state that does not require car insurance" and he did not ask for my proof of insurance, which I did have but didn't need to produce.
  • Not necessarily. The state of Wisconsin has what is called a statutory law [Financial Responsibility law]. In a nutshell, to possibly protect others if you were to be the liable party in an accident [you must be able to show you have TANGIBLE funds to cover any losses which could be substancial]. POLICE OFFICERS IN OTHER STATES OR NEW OFFICERS ARE "GREEN" AS REGARDS TO THIS LAW. This scenario could happen: If you get stopped by an overzealous, "career driven," knowlegeable officer in Wisconsin who is eager to get a promotion and familiar with this law; one who is a repeat violator of non-compliance with this "financial responsibility law requirement" may face great financial loss. The officer could impound your vehicle, cite you for non-compliance, have you pay a hefty fine [which could have paid for a year's worth of basic insurance coverage], have you arrested and license revoked. Call your local court house or consult with a lawyer [for about $275 per/hr] for verification. P.S. While Wisconsin has no insurance requirements, Minnesota does [therefore, you must comply with the laws of that state] because the violation OCCURED in that state.
  • I would say yes. You would need insurance. The Minnesota cop doesn't give a rats behind about Wisconsin. he doesn't police that state. Laws vary from state to state on a lot of things. You need to abide by the laws of the locale no matter what they are. You don't need a contractor's license to do work in GA, but you do in TN. Tennessee doesn't give a crap that you're from GA.
  • there are states that don't require insurance on motor vehicles? it's a wonder that total mayhem and murder hasn't broken out every time there is a collision. thanks for the heads up, i will stay away from cars with Wisconsin tags.
  • Yes, You may be charged for driving without insurance. While the State of Wisconsin statutes do not specifically require insurance, the Wisconsin law does not apply when driving in Minnesota. Minnesota statute 169.791 CRIMINAL PENALTY FOR FAILURE TO PRODUCE PROOF OF INSURANCE, defines failure to carry insurance or show proof to law enforcement that one has insurance as misdemeanor acts. Wisconsin statute Chapter 344.01, Financial Responsibilty, requires that vehicle owners post a surety bond, place "security" funds on deposit with the state secretary, or maintain insurance to meet the state requiremnents. The statute does not negate ones responsibility to have financial resources to show proof of ability to respond in damages for liability on account of accidents.
  • I thought all states required car insurance.

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