ANSWERS: 1
  • Back in the mid-2000's, I was working two full-time jobs plus one part-time job (I know it is crazy, but it was the only way I could manage to support my family). One of my full-time jobs offered better health insurance than the other, but the other had better take-home pay, so I was getting my health insurance from the crumbier job. One day, I had an accident and broke my arm. I went to the hospital and the doctors said it would need surgery. I called my office and let them know I was going to need some time away. They said it would be okay if I had a doctor's note, and, since I was at the hospital, I had no trouble having a note faxed to the office within a few minutes. The next day came and my boss called and fired me over the phone, without cause. A few minutes later I had to go back to the hospital for surgery. I spoke with hospital people about concerns that my insurance would get screwed up and they assured me that a) my employer would not be able to legally cancel my insurance until the end of the month, and b) that even if I somehow got stuck with the bill, it'd be $1500-2000. Okay, so I had the surgery and, well, that's another story about how bad that process was boffed by the hospital staff, but, anyway, I ended up going home later that evening and everything seemed okay until about two weeks later, when I received my first bill. It turned out that my employer had been deducting my insurance payments but had canceled my insurance, not when I was fired, but several weeks beforehand, due to an "error" in payroll (to this day, I was never refunded the deductions, though, hmm), and they were unwilling to do anything to try to fix the problem. The medical bills from the surgery quickly exceeded $100k USD for a day surgery and a couple hours of recovery, and there I was, barely able to tread water before, now minus one source of income and under crippling debt. It took me ten years to get back on my feet after that. Now that full coverage medical insurance has become impossible for an average person to obtain, I'm back in the situation of having the minimum coverage allowed by law. If I were to be diagnosed with cancer, I would never be able to pay for treatment, so I'd be faced with the dilemma of either refusing treatment or accepting it knowing full well that no one would ever pay for it.
    • mugwort
      First it sucks how that employer treated you by deducting your insurance payments. The costs of your medical bills unfortunately I believe are typical. That is why I am for Medicare4all. I think it would save money by eliminating paperwork, and everyone woud be covered for both mental and physical disorders
    • Linda Joy
      mugwort, that's just putting an even higher tax burden on the taxpayers! What that employer did was criminal and he should be in jail. And bostjan should have gotten a lawyer. I don't think you were legally required to pay that bill.
    • Linda Joy
      I was in a similar situation. Two jobs back to back, but it was my gall bladder that put me in the hospital. I wasn't registered with the VA back then because it was so far away and I didn't understand how it worked back then.

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