ANSWERS: 5
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Life insurance companies often check for the smoking habits of clients through the use of urinalysis testing, but low value policies may be excluded. Smokers often pay a higher premium rate due to the effects of smoking on the body, which can dramatically alter life expectancy.
Source:
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not that i know of but they might
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Do life or health insurance companies actually do urinalysis tests on new customers? Is that fairly new? I've had those policies for years and do not recall it ever being required...?
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None that I have ever worked for.
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not that i know of
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