ANSWERS: 2
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Yes. Sometimes those nazis will do just that. Pay what you can and get a receipt. If you do have to go to court you'll be able to show you're making an effort.
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Generally, the will take the deadbeat to small claims court first to secure a judgment. This is followed by foreclosure only after all reasonable means to collect the default have failed. It is possible that additional arrearages will have accumulated and a second claim filed concurrently with the foreclosure proceeding.
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