Accidentally Bumped The Car In Front Of Me At A Fastfood Drive Thru?
Accidentally Bumped The Car In Front Of Me At A Fastfood Drive Thru? There was no damage to either cars, even the drive thru workers agreed. The driver of the other car was nice about it, saying "It's okay, don't worry" & asked me for my insurance, driver's license, phone #. I forgot to ask for any of her info & forgot to snap a picture of her car. What should I do now? & should I contact my insurance? Will my insurance rates go up?
by 
LKLO90
ANSWERS: 2
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Don't worry about it for now. No, I wouldn't call your insurance company. Once you call and even inquire about filing a claim, your company will file the claim, whether or not they actually do anything for it. Always call your agent first, not the company direct. You'll have an At-Fault crash on your insurance record and you could get dinged for it.
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If the paint didn't scratch, crack or chip, then there's no need to contact the insurance. You just go on with your life.
Hardcore Conservative 
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