If there's a college you really want to go to, but can't afford the tuition yet, can you apply the following year and still be accepted?
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Assuming you were offered some financial aid, but it was not enough, don't count on the same offer being available next year. Many colleges do have a leave of absence policy, but I doubt that would apply before you have started studies. If it's a very competitive college, ask the admissions department if there is any priority admissions policy.
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