How Much Does It Cost to Transition into Retirement?
by 
The Curious Bag
ANSWERS: 2
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There is no bottom-line cost for transitioning into retirement. Cost assessment should include increases in areas like travel, hobbies and medical care. These costs will vary depending on your lifestyle as well as the average cost of living in your area. Source: http://moneycentral.msn.com/personal-finance/calculators/Determine_Your_Retirement_Expenses_Calculator/home.aspx
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It can take several months for retirement checks to start arriving so you better have some savings to keep you functioning. Pay off credit card accounts before you retire. Get big car repairs and home repairs done before retirement!
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