• You get that crappy job and live within your means and scrimp and save to pay off the debt. If "all of it goes to living expenses" (and I understand that situation, believe you me), then you NEED to reduce your living expenses. *** Want some ideas? *** Get a cheaper living situation, even if you have to sub-let a room in someone's house or apartment. *** Potatoes and onions are very, very cheap. Carrots and rice and beans and popcorn are also very cheap. You can live off of just those few food items indefinitely. If you have enough money, you can splurge on things like a pack of cheap hot dogs each week (I think they still run < $1.50 per pack).
  • its best to cut ya credit cards up { after ya pay them off } ...times are real tough and will get worse .. a good place to save is ya phone.. in Australia we get the cheap as cheap plan and only use it for emergencies..... $60 for 6 months.....anyone can call or text you , and with that you get $30 worth phone calls out and a certain amount of texts ..2 mgs internet ..take cut lunches also ..maybe get a 2nd job{ few extra hours} cut out all take aways ..maybe one a month ,or if you have a family, have a nice home made picnic with a few little treats, much more enjoyable anyways
  • do you intend on buying a house? If no don't worry about it. Never borrow money for a car .
      That's good advice...but also a little short-sighted. Imagine a person who absolutely NEEDS a car to get to and from their job, or to perform their job. Their car breaks down and it's too expensive to fix. They REALLY NEED a car, not just want one. for the convenience They can't afford even a used car that is remotely reliable transportation. They are forced to finance a used car that *is* reliable transportation. are absolutely right in the idea that you should never borrow money to buy a car if you don't absolutely have to do so. For a person on a budget, ALWAYS buy a used car with money you have saved, unless you have NO other choice.
    • Easygoing98
      Nowadays used cars are more expensive than new. I was able to get new car but at an astronomical rate of $750 a month with 35 percent interest

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