How long does bad credit stay on your report?
by 
The Curious Bag
ANSWERS: 4
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Negative unsecured debt remains on your credit report for seven years from the date the debt first went delinquent or was charged off. A bankruptcy can remain for up to ten years, and unpaid tax liens will appear on a credit report indefinitely.
Source:
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at least 7 years
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it seems like it does forever
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Well, it's not as bad as a case of herpes, but it lasts nearly as long! 1/16/26
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