• It really depends on what the loan is for. If its for a house/car/boat or something that has collateral behind it, then there is a good chance you would be accepted. If there is not any type of collateral behind the loan, the co-signer or yourself would have to put up some type of collateral to secure the personal loan.
  • If you have a good cosigner, you are good to go but they will try to screw you with higher percentages to pay back.
  • The way my bank gave me a secured loan was when my friend opened a CD with the same amount that was requested for the loan to me.

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