• The amount of time it takes for a check to clear at Citizens Bank depends on the method used. Electronic checks clear automatically. Checks run manually can clear within 48 hours. If the check was mailed, it could take up to a week.


    Citizens Bank

  • Local check, out of state or foreign?
  • In most cases, funds are available the next business day. Checks issued by Citizens Bank may be available to cover debits made the same business day. In the event of extended holds, the full value or $225, whichever is less, will be available the next business day.

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