ANSWERS: 6
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I don't stay on a budget..I just know exactly what I can and can't spend..thats it :D
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I keep track of my spending and income daily. I'm very determined to pay off my credit card debts.
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spend nothing on myself and no days out for fun
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Track your money spent - do not overspend - don't buy things you can't afford. I budget 800.00 a month for food,gas,going out and stop spending when it is gone.
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I myself setup my bank so that in every month 25% of my salary is going to a secure fixed deposit. The rest is available for me to spent. Since I'm doing it for few years now I begin to think that my actual salary is 75% of what I'm getting. So I have adjusted my spending to that amount. So always I have surplus of money.
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What's your budget!
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